When relocating abroad, you have several health insurance options to consider:
1. National (Public) Health Insurance: In some countries, expats can enroll in the local public health insurance system. If you are employed in the host country, you'll contribute to the national health insurance fund through payroll deductions. This often provides access to low-cost or free healthcare services. However, this option is not available in every country, and eligibility can vary based on local regulations.
2. Local Private Health Insurance: Once you arrive at your new location, you can buy a private health insurance policy from a local insurance provider. This type of insurance typically offers coverage only within the country where the policy is purchased. The extent of coverage and the associated costs can vary significantly from one insurer to another.
3. International Health Insurance: This type of insurance is designed for those who travel frequently or live in multiple countries. International health insurance provides comprehensive coverage across several countries or even worldwide. It's particularly useful for expats who need medical care outside of their country of residence. Providers such as Insubuy and International Citizens Insurance offer a range of plans tailored to the needs of both individuals and families, covering various medical expenses and offering flexibility in terms of location and coverage limits.