Croatia's start-up and entrepreneurship scene has been steadily growing, supported by various initiatives and a growing interest in innovation and technology. Here are some detailed aspects:

1. Ecosystem Development: Croatia has seen the emergence of start-up hubs and incubators in cities like Zagreb, Split, and Rijeka. These hubs provide support through mentoring, funding opportunities, and networking events.

2. Government Support: Initiatives such as the Croatian Agency for SMEs, Innovation, and Investments (HAMAG-BICRO) offer grants and financial incentives for start-ups. The government has been proactive in creating a favourable environment for entrepreneurship.

3. Funding Landscape: Access to funding has improved with the rise of angel investors, venture capital funds, and EU grants. Organizations like Croatian Business Angels Network (CRANE) play a crucial role in connecting start-ups with investors.

4. Key Sectors: Start-ups in Croatia often focus on sectors such as information technology, tourism (including travel tech), fintech, and biotech. These sectors align with Croatia's strengths and market demands.

5. Start-up Events and Communities: Events like Start-up Weekends, conferences (e.g., Shift Split, Zagreb Connect), and meetups foster collaboration and knowledge sharing among entrepreneurs. Coworking spaces are also becoming popular.

6. Challenges: Despite growth, challenges include access to skilled talent, bureaucratic hurdles, and limited domestic market size. However, these are gradually being addressed through policy reforms and increased internationalization.

Overall, Croatia's start-up ecosystem is vibrant and evolving, offering opportunities for ambitious entrepreneurs looking to innovate and scale their businesses.