The D7 visa, also known as the Passive Income Visa, is an excellent pathway for individuals seeking to live in Portugal based on stable passive income. This visa is particularly appealing for retirees, remote workers, or anyone with consistent financial resources independent of active employment. Below is a detailed guide to the requirements, eligibility, and steps to apply for a D7 visa.

Eligibility Requirements for the D7 Visa

To apply for a D7 visa, applicants must meet the following criteria:

1. Proof of Passive Income

Applicants must demonstrate a reasonable and sustainable passive income. This income can originate from various sources, such as:

• Rental income from real estate or movable property
• Pensions or retirement funds
• Dividends from investments or businesses
• Royalties from intellectual property
• Interest on savings or financial investments
• Other forms of transferable capital

The minimum passive income required is linked to Portugal’s national minimum wage. As of 2024, this amount is 820 euros per month (approximately 879 USD).

• For a spouse or parent included in the application, the income requirement increases by 50%.
• For each dependent child, it increases by 30%.

2. Proof of Savings

Applicants must also demonstrate sufficient savings to sustain their stay in Portugal. This is calculated as at least 12 months of the Portuguese minimum wage. In 2024, the minimum required savings are 9,840 euros (approximately 10,550 USD).

For family applications:

• Savings requirements increase by 50% for a spouse.
• An additional 30% is required for each child.

3. Proof of Accommodation in Portugal

Applicants must provide evidence of a residence in Portugal, either through:

• A lease agreement, or
• Title documents for property ownership.

There are no restrictions on the type, age, value, or location of the property for this requirement.

4. Personal Eligibility

Additional personal criteria include:

• Being 18 years or older.
• Having no criminal record.
• Holding a valid health insurance policy.

Family Eligibility

The D7 visa allows family reunification. Along with the primary applicant, the following family members may apply:

• Spouse or civil partner (must have no criminal record).
• Children under the age of 18.
• Unmarried and unemployed children aged 18–21.
• Disabled children of any age.
• Siblings under 18 (if under the main applicant’s guardianship).
• Parents of the applicant or their spouse (if financially dependent).

Note: For each family member added to the application, the passive income requirement increases by 50% for adults and 30% for each child.

Required Documents for a D7 Visa Application

Applicants must submit the following documents to apply for the D7 visa:

1. A valid passport.

2. A health insurance policy.

3. Two passport-sized photographs (color).

4. A criminal record certificate from the country of residence.

5. A lease agreement or property title deed in Portugal.

6. Proof of family ties (e.g., marriage or birth certificates for family members).

7. A Portuguese bank statement.

8. A taxpayer number certificate from Portugal.

Visa Processing Timeline

The D7 visa application process typically takes up to 60 days, provided all documents are submitted correctly and on time.

By meeting these requirements and preparing the necessary documentation, applicants can embark on their journey to Portugal with the D7 visa, offering a seamless transition to a vibrant and welcoming country. Whether for retirement, long-term residence, or family relocation, the D7 visa opens doors to a fulfilling life in Portugal.