Malta remains one of the most affordable countries to live in within the European Union, although the cost of living can vary depending on your lifestyle, household size, and whether you own or rent a home. Here is a breakdown of the estimated monthly expenses for both individuals and families living in Malta in 2025.
Living Costs for a Single Person
For individuals living alone, the monthly expenses in Malta are relatively manageable compared to other European countries. The primary costs include:
- Rent: A one-bedroom apartment in a high-density area typically costs between €700 and €1,000 per month.
- Utilities: Expect to pay approximately €100 per month for electricity, water, and other household services.
- Food: Groceries and dining out generally amount to around €400 per month.
- Transportation: Public transportation is affordable, with costs averaging €30 per month.
- Healthcare: Private health insurance is available for around €40 per month, offering additional security beyond the public healthcare system.
- Internet and Mobile Services: Combined, these services cost about €50 per month.
- Entertainment: Social activities, dining out, and other leisure pursuits amount to approximately €200 per month.
Living Costs for a Family of Four
A family of four in Malta incurs higher expenses, especially for housing and healthcare. Here is a breakdown of typical monthly costs:
- Rent: Larger living spaces suitable for a family generally cost around €1,200 per month.
- Utilities: Monthly bills, including electricity and water, average €120.
- Food: Grocery costs for a family typically reach €750 per month.
- Healthcare: Private health insurance for a family of four is more substantial, costing approximately €400 per month.
- Internet and Mobile Services: Families usually spend about €135 per month on connectivity services.
Additional Expenses
Beyond basic living costs, there are other expenses to consider:
- Gym Membership: Access to fitness facilities ranges from €100 to €150 per month.
- Public Transport: While individual transportation costs are low, families may require multiple monthly bus passes for regular travel.
Affordability in the European Context
Despite these expenses, Malta continues to offer one of the lowest costs of living in the European Union. With a pleasant Mediterranean lifestyle, a strong public service infrastructure, and a competitive rental market, the country remains an attractive destination for both individuals and families seeking a balanced quality of life.
Whether you're planning to move to Malta or are already living there, understanding these costs can help you budget effectively and enjoy everything the island has to offer.