If you are planning to work in Poland, one of the key requirements you will come across is health insurance coverage. Many applicants wonder: Is health insurance mandatory for a Poland work visa? The answer is yes—having valid health insurance is a compulsory requirement for obtaining and maintaining a Polish work visa or residence permit.
Why Is Health Insurance Required for a Poland Work Visa?
Polish immigration law ensures that all foreign workers have access to medical services during their stay. Since healthcare costs in Poland can be expensive without coverage, the government requires non-EU citizens to prove they are insured before issuing a visa.
Types of Health Insurance Accepted for a Poland Work Visa
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Private Health Insurance
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Before arriving in Poland, most applicants need to show proof of private health insurance that covers medical expenses in Poland for the duration of their visa.
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The insurance must cover at least €30,000 (approx. PLN 120,000) in medical costs, including hospital treatment, emergency care, and repatriation.
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National Health Fund (NFZ) Insurance
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Once you begin working in Poland, your employer usually registers you with the National Health Fund (Narodowy Fundusz Zdrowia – NFZ).
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This gives you access to Poland’s public healthcare system, paid through mandatory social security contributions.
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EU Health Insurance Card (EHIC)
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If you are an EU/EEA citizen, you can use the European Health Insurance Card (EHIC) during your stay, which provides access to medical services in Poland.
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When Should You Show Proof of Health Insurance?
You must show valid health insurance:
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At the time of applying for a national visa (D-type) or residence permit.
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During your stay in Poland, in case immigration officers request verification.
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When renewing your visa or residence permit, to prove continuous coverage.
What Happens If You Don’t Have Health Insurance?
Without proper health insurance, your work visa application will likely be rejected. Even if you enter Poland without sufficient coverage, you risk:
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Paying high medical costs out of pocket.
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Facing visa renewal issues.
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Possible cancellation of your residence permit.
Yes, health insurance is a strict requirement for a Poland work visa. At first, you may need private insurance that covers your stay, but once you are employed, your employer typically provides public health insurance under Poland’s NFZ system. To avoid delays or visa rejection, always arrange your insurance before submitting your application.