Living expenses in Estonia are typically affordable, often lower than those in many other European countries. Feedback from foreigners who have lived here suggests that the living standards are comparable to Western Europe. The cost of living in Estonia can vary based on factors such as accommodation preferences, lifestyle, and personal spending habits.

Accommodation costs vary depending on factors such as location, accommodation quality, and season. Prices typically range from €150–350 per month in dormitories to €350–750 in private flats. Most universities in Estonia provide dormitory options and support for international students settling in the country.

For food expenses, students can typically maintain a comfortable lifestyle with around €300 per month. Food costs can be adjusted based on individual needs. Additionally, universities often have cafeterias offering meals at reasonable prices, and daily specials at pubs and cafes typically range from €5–€8.

Public transportation is readily available to all students, with free access in Tallinn for residents, including international students. In Tartu, local public transport costs €7.67 for a monthly ticket with a student card, while a single ticket is €0.51 (€2 if purchased on the bus). Most universities have essential amenities like supermarkets, cafes, shops, pharmacies, and gyms conveniently located within walking distance. Tartu offers a bike share system with 750 bikes across 100 stations, including both electrical and regular bikes. Membership options include €30 for annual, €10 for weekly, and €5 for daily memberships, all providing unlimited 60-minute rides with additional 60-minute increments costing €1. In Tallinn, electric scooters are available for city travel through providers like Bolt and Tuul. Taxi fares vary depending on the company, typically starting from €3 with each kilometer costing around €0.6. For intercity travel, a bus ticket from Tallinn to Tartu ranges from €8.10 to €10.50.